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Say that you (or your parents) are purchasing a house for $235,000 and have an excellent credit score. If you pay $1,678.93 at the end of the first month, how much is applied to the principal balance?

 SecuredUnsecuredCreditAPR (%)APR (%)Excellent4.755.50Good5.005.90Average5.856.75Fair6.407.25Poor7.508.40

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